Unlock Financial Opportunities for Your Business

Navigating the financial landscape as a small business can be challenging but rewarding, because finding the right financial solutions can help you grow and succeed.

The government-backed British Business Bank offer a range of guidance and resources to help you find finance options tailored to your needs.

Explore Your Finance Options

Growth Guarantee Scheme

The Growth Guarantee Scheme is designed to support access to finance for UK smaller businesses as they look to invest and grow. A wide range of products are supported by different lenders, including term loans, overdrafts, asset finance, invoice finance and asset-based lending.

Businesses can use the finance for any legitimate business purpose – including managing cashflow and investment. However, businesses must be able to afford to take out additional debt finance for these purposes.

Search for an accredited lender on the British Business Bank website.

Affected by the US trade tariffs?

The Growth Guarantee Scheme will provide circa £500m of additional lending capacity to help more smaller businesses across the UK that may need support with cashflow issues due to changes in global tariff rates. Further information on this initiative is to be provided shortly.

Delivered by the British Business Bank through around 50 accredited lenders, the Growth Guarantee Scheme has so far enabled £2.1 billion of finance.

The Growth Guarantee Scheme is the successor to the Recovery Loan Scheme. The British Business Bank administers the scheme on behalf of the Secretary of State for Business and Trade.

Start Up Loans

Access low-interest personal loans and free mentoring to start or grow your business. Through Start Up Loans, over 115,000 business ideas have been supported with more than £1.1 billion in loans.

Key details:

• Borrow up to £25,000
• Fixed interest rate of 6% per year
• Repay the loan over a term of 1-5 years
• 12 months of free mentoring
• Government-backed

Bank Referral Scheme

The Bank Referral Scheme helps businesses by referring them to the right lender when they have been unsuccessful in finding a lending facility.

Equity finance

Equity finance involves a business owner selling shares in their business to an investor in order to raise money.

Angel CoFund

The Angel CoFund invests alongside business angels to support businesses with strong growth potential.

A business seeking investment should first secure the interest of a business angel syndicate or network, as you can’t approach the Angel CoFund directly. You can find more information on business angels, syndicates and networks from the UK Business Angels Association.

Use the Finance Finder tool to find what's right for you

Visit the British Business Bank finance finder now to discover the best financial solutions for your business.

More finance and funding options can be found on the Buckinghamshire Business First website.

About the British Business Bank

The British Business Bank is dedicated to making finance markets work better for smaller businesses. As independent experts in small business finance, they provide impartial advice and work with a broad range of partners to help businesses like yours find the right financial support.